KWSP declares 6.15% dividend

The  KWSP, known in English as Employees Provident Fund (EPF), has declared a 6.15% dividend for both its conventional and shariah accounts for 2025, slightly l theower than the 6.3% declared for both accounts for 2024, media reported today.

The retirement fund will distribute a total of RM79.6 billion in dividends to its members – RM67.1 billion to its conventional account holders and RM12.5 billion to its shariah account holders.

The dividends will be credited by tomorrow.

In a statement, EPF said it recorded total distributable income of RM82.7 billion for the financial year ending Dec 31, 2025, up 9.5% from RM75.5 billion in 2024.

Investment assets grew to RM1.409 trillion, an increase of 12.8% from RM1.250 trillion, driven by portfolio income and net contributions of RM66.5 billion.

EPF chairman Tan Sri Mohd Zuki Ali said that despite ongoing trade and geopolitical tensions, the global economy remained resilient in 2025, allowing major central banks to ease policies amid moderating inflation and creating a supportive environment for long-term investors.

He said EPF’s disciplined risk management and diversified investment portfolio enabled the fund to navigate market volatility, which peaked in the second quarter following the announcement of US reciprocal import tariffs.

“We are pleased the EPF delivered a commendable performance in 2025 despite a volatile year marked by unpredictable trade policies,” he said.

“Resilient equity markets were the main driver of EPF’s income, supported by stable returns from fixed income and the well-diversified nature of the portfolio.

“These results reflect our long-term approach to safeguarding members’ savings while delivering sustainable returns.”

EPF said its overall contributions received rose 12.3% to RM121.5 billion, reflecting higher membership, wage growth, and confidence in the pension fund.

Revisions to EPF’s contribution policy for migrant workers fuelled significant membership growth, rising from 16.2 million in 2024 to 18.1 million in 2025.

Active membership reached 10.6 million, with 2.8 million new registrations and 89,649 new employers, bringing the total to 640,391 active employers.

EPF said its voluntary contributions also gained momentum, increasing to RM19.2 billion. The i-Saraan programme played a key role, with recipients rising 35.9% to 720,056 and contributions growing 50.8% to RM4 billion.

Looking ahead, Zuki said EPF remains cautious amid global uncertainties.

“Our investment approach remains anchored on discipline, diversification, and strong governance,” he said.

“As a long-term retirement fund, EPF operates with a multi-year investment horizon, recognising that returns may vary from year to year while remaining focused on sustainable returns over time, enabling members to benefit from compounding to grow their savings,” FMT quoted him as saying.

End©Permadu

Visit Permadu Malaysia blog at permadumalaysia.blogspot.com


By Fauzi Kadir
Chief Editor

Assistant Editor
Jamaliah Mohd Salleh


Final editing and brought to you by
Fauzi Kadir CHIEF EDITOR

© 2026 Permadu Malaysia
(Semua Hak Cipta Terpelihara)
All Rights Reserved 
Contact us at permadu@gmail.com

(DILULUSKAN UNTUK SIARAN OLEH LEMBAGA SIDANG PENGARANG) 
PUBLISHED UPON APPROVAL BY THE EDITORIAL BOARD
Official and authorised bank account for Permadu Malaysia
Fauzi Bin Abd... 7600650948 CIMB Bank

Visiting Permadu Malaysia is absolutely free and we operate with non-profit making objective. We hope you enjoy and feel happy visiting and reading every presentation from us.

If you have the generosity to support our operations and continuous activities of charity to those who are less fortunate, we would be grateful to accept sincere contributions from any individuals or organisations. 

Contact us at permadu@gmail.com for further details and information. No obligation and no commitment.

Comments

Post a Comment

POPULAR POSTS from Permadu Malaysia

Australian political analyst says Malaysian PM's political party, PKR is in collapse

Image
While Malaysian prime minister Datuk Seri Anwar Ibrahim is on an official visit to Italy, Spain and Brazil to attend the BRICS summit, his own Peoples’ Justice Party (PKR) is in rapid collapse at home. News is emerging from chat groups and pundits there are mass branch resignations of members across more than 200 branches nationwide. Some branches just don’t exist anymore. The party vote for deputy president, where Puan Nurul Izzah Anwar, Anwar Ibrahim’s daughter challenged incumbent Rafizi Ramli, who was minister of economy until he resigned a few weeks ago showed that some 16,000 members out of 30,000 eligible, did not even bother to vote in this nationally publicized dual. This just indicates the level of apathy within PKR itself, with such an important event for the future of the party. PKR has gradually been losing electoral support since 2013. In the 2014 general election PKR received 20.39 percent of the national aggregate vote, and in 2022 PKR only received 15.72 percent of the...
Read more

MAHATHIR MAY REJOIN UMNO

Image
What Mahathir expected did not happen Initially, Mahathir Mohamad thought his party – PPBM (Bersatu) – could  morph  into a new version of UMNO. After all, it was him who brilliantly destroyed the original UMNO in 1988 and created “UMNO Baru” (the current UMNO version 2.0). But unlike in 1988, Mr. Mahathir had quit UMNO to form PPBM on 8 September 2016, and was no longer in charge of UMNO. UMNO won four times higher than Bersatu in GE14 Hence, after he leveraged on opposition Pakatan Harapan and stunningly defeated the scandal-plagued Najib government, his first priority was  recruiting  UMNO MPs to join his party. UMNO, although lost miserably, still won 54 parliamentary seats in the May 2018 General Election – more than 4 times the number of seats Mahathir’s party managed to capture. PPBM the worst among four strategic parties Mahathir’s party won  only 13 seats  out of the 52 Parliamentary seats it contested in the 2018 poll. That’s ...
Read more

Ketua Pemuda UMNO ajak Ahli MKT UMNO bertumbuk

Image
Dua tokoh parti politik yang sukar dipisahkan dari imej rasuah , semakin panas bertelagah Rentak Madani 🎵 Akhbar Sinar Harian melaporkan semalam bahawa Ketua Pemuda UMNO, Datuk Dr Muhamad Akmal Saleh mencabar Ahli Majlis Kerja Tertinggi (MKT) UMNO,  Datuk Lokman Noor Adam  supaya berdepan dengannya sama ada di mahkamah ataupun di gelanggang, berikutan tuduhan kononnya beliau mempunyai agenda tersembunyi untuk menaikkan  Datuk Seri Hishammuddin Hussein  sebagai Perdana Menteri. Amaran itu dibuat selepas Lokman secara terbuka menggelar beliau sebagai ‘Ketua Pemuda H20’ dalam satu wawancara bersama sebuah platform baru-baru ini. Menurut Muhamad Akmal, Lokman kini mempunyai dua pilihan, sama ada menjawab saman beliau di mahkamah ataupun bertemu di gelanggang bagi menyelesaikan isu berkenaan. “Kamu ada dua pilihan. Pilihan pertama, kita lawan di mahkamah. Aku saman kamu," cabar Akmal. Lokman berpendapat, Ahli Dewan Undangan Negeri (ADUN) Merlimau itu menggunakan kelebih...
Read more

Isu Stadium Shah Alam, suami Hannah Yeoh dapat kontrak, parkir, terkini babi — faktor penyumbang PH kalah di PRN akan datang

Image
Lebih kurang UMNO juga Satu demi satu isu mencurigakan berlaku di Selangor. Pada mulanya Pakatan Harapan (PH) disangka akan membuat pembaharuan. Rupanya lebih kurang UMNO juga. Jika UMNO sudah dihukum rakyat di Selangor, maka sudah tiba giliran PH pula. Seperti tajuk di atas, isu Stadium Shah Alam, suami Menteri DAP Puan Hannah Yeoh dapat kontrak, kontroversi pemilik syarikat parkir, dan terkini kontroversi ladang babi dijangka akan menjadi faktor penyumbang PH kalah di PRN akan datang. Semalam,  MalaysiaGazette melaporkan b ekas Ketua Penerangan UMNO Selangor Encik Isham Jalil menyarankan Menteri Besar Selangor, para Exco Kerajaan Negeri dan penyokongnya supaya berpindah ke Bukit Tagar, kawasan berdekatan ladang babi yang menimbulkan kontroversi. Dengan tindakan berkenaan, barulah kepimpinan Selangor akan memahami bantahan  penduduk  Selangor terhadap cadangan untuk menjadikan negeri berkenaan sebagai pengeksport babi terbesar ke Singapura. “ Selepas   itu   b...
Read more

Kesian Ismail Sabri, bila dah kelihatan kantoi, semua rakan "se-projek" dari UMNO-BN-PN membisu, hilang entah ke mana

Image
BEGITULAH RESAM DUNIA Mereka membisu dipercayai untuk menyelamatkan diri masing-masing. Adakah dia menjadi kambing hitam Kumpulan Tebuk Atap para individu pelbagai parti? Tunggulah PRU akan datang. Hassan Karim pun pernah berkata Ismail Sabri pemimpin hebat. Salah satu jasa dia ialah campur tangan beri pilihan kepada pengguna membayar tol di lebuh raya. Kalau tidak, semua orang kena beli dan pakai RFID.  Selepas UMNO, Barisan Nasional (BN) pula tampil menegaskan bahawa parti gabungan itu tiada sebarang kaitan dengan kes rasuah dan pengubahan wang haram membabitkan bekas Perdana Menteri, Datuk Seri Ismail Sabri Yaakob, demikian menurut laporan media. Seperti dilapor Malaysiakini , Setiausaha Agung BN, Datuk Seri Dr Zambry Abdul Kadir berkata dia juga tidak menerima sebarang pemakluman berkaitan mana-mana pihak cuba mengaitkan kes dihadapi bekas naib presiden UMNO itu . "(Setakat ini) tak adalah yang kita dengar hal sedemikian (mana-mana pihak mengaitkan kes Ismail Sabri dengan BN)...
Read more

Antara yang pernah dikejarkan ke hospital

Image
BIAR gambar berbicara Adoi mak sakitnya   End © Permadu Oleh Fauzi Kadir Ketua Pengarang Penolong Pengarang Rahayu Mansor Suntingan terakhir dan dibawa kepada anda oleh Fauzi Kadir   KETUA PENGARANG © 2025 Permadu Harmony Bersepadu Semua Hak Cipta Terpelihara E-mel:  permadu@gmail.com DILULUSKAN UNTUK SIARAN OLEH LEMBAGA SIDANG PENGARANG   Akaun bank rasmi dan diberi kuasa bagi pihak Permadu Malaysia Fauzi Bin Abd... 7600650948 CIMB Bank Mengunjungi  Permadu Malaysia  adalah sentiasa percuma dan kami adalah tidak berobjektifkan keuntungan. Kami berharap anda bergembira dan berpuas hati dengan setiap persembahan dari kami. Jika anda bermurah hati untuk menyokong operasi dan kegiatan amal jariah berterusan kami kepada mereka yang kurang bernasib baik, kami mengalu-alukan sebarang sumbangan seikhlas hati dari mana-mana individu atau organisasi. Hubungi  permadu@gmail.com  untuk keterangan lanjut. Ianya bersifat sukarela tanpa sebarang komitmen.
Read more

OVERCONCENTRATION OF A MALAY POPULATION MAKES SHAH ALAM A GHOST CITY, SAYS ANALYST

Image
Shah Alam City YESTERDAY, FMT reported that the capital city of Selangor had become very quiet, slow and almost no business, many buildings unoccupied, which one of them only utilised by less than ten staff of a company. Some factories closed down, businesses from petty traders to big timers closed shops for the past six months and so on. Even foreign business people from Indonesia and Pakistan decided to go back to their respective countries or moved to other places. A prominent business analyst, in his blog wrote that one of the reasons for the downfall of Shah Alam was the government's policy in overconcentrating a Malay population in the said city. Syed Albar Ali also suggested other reasons as well. Below is the write-up as published by OutSyed The Box on 30 January 2020. Syed Akbar Ali's comments :   Just the other day Forest City announced 400 staff were being let go.  Could it be because things are not so great anymore? D...
Read more

A lawyer's personal opinion on Tommy Thomas' controversial book

Image
  Read it while you still can REVIEW - *"My Story: Justice in the Wilderness" by Tommy Thomas* SPOILERS (Then again, it's a memoir, so does that really count? But you've been warned). Well I'll cut to the chase. I loved the book. But I think a huge part of why I loved it is because I also happen to be a lawyer, a litigator, and a keen follower of Malaysian politics. It doesn't hurt either that Tommy Thomas' values for the most part, align with mine. It's an honest book, in the sense that he really doesn't bother mincing his words or sparing anyone's feelings (that should be apparent by now, given the number of people who have lodged complaints, filed police reports, and threatened to sue him over the book). Reading it gives you the impression that Tommy Thomas really doesn't care (or if you're French, DGAF). And that for me, was the most compelling reason why I stayed up 2 nights in a row to finish this book (at 500+ pages, it's pre...
Read more

It happens everywhere—Not only in our country

Image
THE WOLF NEVER WANTED THE ARGUMENT A Wolf And A Lamb Meet At A Stream. Not As Enemies. As Neighbors Sharing Water. The Wolf Is Higher Up The Brook. The Water Runs From Him To Her. Still, He Accuses. “You Muddy My Water.” The Lamb Answers Gently. She Is Correct. Physics Is On Her Side. The Water Cannot Flow Upward. The Accusation Collapses Instantly. So The Wolf Replaces It. “I Heard You Spoke Ill Of Me Last Year.” The Lamb Explains Again. She Is Six Months Old. She Did Not Exist Last Year. Another Charge Fails. So The Wolf Stops Pretending To Care About Truth. “If It Was Not You, It Was Your Father.” And With That, The Argument Ends. The Teeth Appear. The Lamb Is Eaten. This Story Is Not About Cruelty. It Is About Power. The Wolf Never Wanted An Explanation. He Wanted A Justification. Each Accusation Was Not A Question But A Stepping Stone Toward An Outcome Already Decided. This Is The Pattern Predators Follow: They Accuse First. Then Adjust The Accusation Until Resistance Looks Like G...
Read more

Satu demi satu agamawan problematik muncul, terkini Dr Mashitah Ibrahim

Image
Selamat menyertai Kelab Agamawan Problematik Nampaknya seorang lagi tokoh agamawan, pendakwah, penceramah motivasi keagamaan dan ilmuwan agama kelihatan terjebak di arena kontroversi berkaitan perlanggaran undang-undang negara yang serius. Jika sabit kesalahan, membolehkan seseorang pesalah dihukum penjara. Bagaimanapun, ini baru di peringkat siasatan. Oleh itu, ikutilah perkembangannya tanpa prejudis.  Itulah Datuk Dr Mashitah Ibrahim ( gambar, atas ), bekas menteri dari Barisan Nasional, pernah menjadi ahli Parlimen Baling, Kedah. Kepopularan Mashitah bermula di era 80an apabila sering muncul menjadi panel penceramah agama dalam rancangan TV Forum Perdana terbitan RTM serta lain-lain program ketika itu. Kegemilangan Mashitah berada di puncak selepas dilamar kerajaan memerintah, seterusnya bertanding di pilihan raya, menang menjadi ahli Parlimen dan seterusnya dilantik sebagai timbalan menteri. Dalam perkembangan berkaitan, media melaporkan  Polis Diraja Malaysia (PDRM) ...
Read more